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MAY 1, 2012 - 13:54 ET

Trinity Bank Reports: 2012 First Quarter Net Income up 15.2%; Shareholders Receive First Cash Dividend

FOR: TRINITY BANK

FORT WORTH, TX--(Marketwire - May 1, 2012) - Trinity Bank N.A. (OTCBB: TYBT) today announced operating results for the three months ending March 31, 2012.

Results of Operations

Trinity Bank, N.A. reported Net Income After Taxes of $621,000, or $.55 per diluted common share for the first quarter of 2012, compared to $539,000 or $.48 per diluted common share for the first quarter of 2011, an increase of 14.6%.

Jeffrey M. Harp, President, stated, "Net Income was up 15.2% over the first quarter of 2011. This performance represents Trinity's 30^th consecutive quarter of profit improvement. We are finally seeing a little pickup in loan demand, albeit from a very low level last year. The activity enabled us to produce a Return on Assets of 1.52% and a Return on Equity (excluding unrealized gain on investments) of 13.56%. Both ratios compare very favorably to local, regional, and national peer groups.

"Trinity Bank's first cash dividend was distributed to shareholders yesterday (04-30-12). We are pleased to be able to provide some tangible return on our shareholder's investment."


Average for Quarter Ending	03/31/2012		03/31/2011		%
(in 000's)

Loans	$	81,136	$	71,103	14.1	%
Deposits	$	143,067	$	133,277	7.3	%



Average for Quarter Ending	03/31/2012		03/31/2011		%
(in 000's)

Net Interest Income	$	1,353	$	1,248	8.4	%
Non-Interest Income	$	113	$	129	-12.4	%
Non-Interest Expense	$	642	$	675	-4.9	%
Loan Loss Provision	$	0	$	0	NA

Pre Tax Income	$	824	$	702	17.4	%
Income Tax	$	203	$	163	24.5	%
Net Income	$	621	$	539	15.2	%

Average for Quarter Ending	03/31/2012			03/31/2011			%
(in 000's)

Net Income	$	621		$	539		15.2	%
Diluted Weighted Average Shares		1,119			1,126		-0.6	%

Earnings per Share	$	0.55		$	0.48		14.6	%

Return on Assets		1.52	%		1.42	%
Return on Equity		13.56	%		12.90	%

Trinity Bank, N.A. is a commercial bank that began operations May 28, 2003. For a full financial statement, visit Trinity Bank's website: www.trinitybk.com Regulatory reporting format is also available at www.fdic.gov.

This Press Release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 regarding future financial conditions, results of operations and the Bank's business operations. Such forward-looking statements involve risks, uncertainties and assumptions, including, but not limited to, monetary policy and general economic conditions in Texas and the greater Dallas-Fort Worth metropolitan area, the risks of changes in interest rates on the level and composition of deposits, loan demand and the values of loan collateral, securities and interest rate protection agreements, the actions of competitors and customers, the success of the Bank in implementing its strategic plan, the failure of the assumptions underlying the reserves for loan losses and the estimations of values of collateral and various financial assets and liabilities, that the costs of technological changes are more difficult or expensive than anticipated, the effects of regulatory restrictions imposed on banks generally, any changes in fiscal, monetary or regulatory policies and other uncertainties as discussed in the Bank's Registration Statement on Form SB-1 filed with the Office of the Comptroller of the Currency. Should one or more of these risks or uncertainties materialize, or should these underlying assumptions prove incorrect, actual outcomes may vary materially from outcomes expected or anticipated by the Bank. A forward-looking statement may include a statement of the assumptions or bases underlying the forward-looking statement. The Bank believes it has chosen these assumptions or bases in good faith and that they are reasonable. However, the Bank cautions you that assumptions or bases almost always vary from actual results, and the differences between assumptions or bases and actual results can be material. The Bank undertakes no obligation to publicly update or otherwise revise any forward-looking statements, whether as a result of new information, future events or otherwise, unless the securities laws require the Bank to do so.


TRINITY BANK N.A.
(Unaudited)
(Dollars in thousands, except per share data)

	Quarter Ended
	March 31				%
EARNINGS SUMMARY	2012		2011		Change

Interest income		1,514		1,474	2.7	%
Interest expense		161		226	-28.8	%
Net Interest Income		1,353		1,248	8.4	%

Provision for Loan Losses		0		0	N/A

Service charges on deposits		37		37	0.0	%
Net gain on securities available for sale		17		29	-41.4	%
Other income		59		63	-6.3	%
Total Non Interest Income		113		129	-12.4	%

Salaries and benefits expense		331		340	-2.6	%
Occupancy and equipment expense		74		75	-1.3	%
Other expense		237		260	-8.8	%
Total Non Interest Expense		642		675	-4.9	%

Earnings before income taxes		824		702	17.4	%
Provision for income taxes		203		163	24.5	%
Net Earnings		621		539	15.2	%

Basic earnings per share		0.59		0.51	15.7	%
Basic weighted average shares outstanding		1,056		1,067

Diluted earnings per share		0.55		0.48	14.6	%
Diluted weighted average shares outstanding		1,119		1,126


	Average for Quarter
	Ending March 31				%
BALANCE SHEET SUMMARY	2012		2011		Change

Total loans	$	81,136	$	71,103	14.1	%
Total short term investments		18,495		17,742	4.2	%
Total investment securities		57,451		56,684	1.4	%

Earning assets		157,082		145,529	7.9	%

Total assets		163,755		151,401	8.2	%

Noninterest bearing deposits		29,804		24,123	23.6	%
Interest bearing deposits		113,263		109,154	3.8	%

Total deposits		143,067		133,277	7.3	%

Fed Funds Purchased and Repurchase Agreements		450		582	-22.7	%

Shareholders' equity		19,416		16,972	14.4	%


TRINITY BANK N.A.
(Unaudited)
(Dollars in thousands, except per share data)

	Average for Quarter Ending
	March 31,		Dec 31,		Sept. 30,		June 30,		March 31,
BALANCE SHEET SUMMARY	2012		2011		2011		2011		2011

Total loans	$	81,136	$	76,426	$	74,941	$	71,676	$	71,103
Total short term investments		18,495		26,760		21,204		21,929		17,742
Total investment securities		57,451		56,751		51,908		50,714		56,684

Earning assets		157,082		159,937		148,053		144,319		145,529

Total assets		163,755		166,392		154,363		152,633		151,401

Noninterest bearing deposits		29,804		32,552		27,706		25,176		24,123
Interest bearing deposits		113,263		113,758		107,061		108,696		109,154

Total deposits		143,067		146,310		134,767		133,872		133,277

Fed Funds Purchased and Repurchase Agreements		450		584		411		438		582

Shareholders' equity		19,416		18,690		18,401		17,687		16,972


	Quarter Ended
HISTORICAL EARNINGS SUMMARY	March 31, 2012		Dec 31, 2011		Sept. 30, 2011		June 30, 2011		March 31, 2011


Interest income		1,514		1,509		1,471		1,426		1,474
Interest expense		161		199		203		217		226
Net Interest Income		1,353		1,310		1,268		1,209		1,248

Provision for Loan Losses		0		0		0		0		0

Service charges on deposits		37		37		35		29		37
Net gain on securities available for sale		17		18		40		28		29
Other income		59		55		92		78		63
Total Non Interest Income		113		110		167		135		129

Salaries and benefits expense		331		450		317		312		340
Occupancy and equipment expense		74		81		82		79		75
FDIC expense		14		45		45		45		45
Other expense		223		45		226		173		215
Total Non Interest Expense		642		621		670		609		675

Earnings before income taxes		824		799		765		735		702
Provision for income taxes		203		194		185		177		163
Net Earnings		621		605		580		558		539


TRINITY BANK N.A.
(Unaudited)
(Dollars in thousands, except per share data)

	Ending Balance
HISTORICAL BALANCE SHEET	March 31, 2012			Dec 31, 2011			Sept. 30, 2011			June 30, 2011			March 31, 2011

Total loans	$	84,808		$	81,272		$	76,180		$	74,822		$	71,287
Total short term investments		18,681			19,279			27,716			17,404			25,369
Total investment securities		56,640			58,540			53,370			51,982			53,497

Total earning assets		160,129			159,091			157,266			144,208			150,153

Allowance for loan losses		(1,371	)		(1,371	)		(1,371	)		(1,371	)		(1,371	)
Premises and equipment		1,368			1,378			1,413			1,404			1,440
Other Assets		6,706			7,843			6,209			5,850			6,024

Total assets		166,832			166,941			163,517			150,091			156,246

Noninterest bearing deposits		32,239			34,203			33,733			24,208			27,747
Interest bearing deposits		114,268			112,163			109,722			106,761			110,161

Total deposits		146,507			146,366			143,455			130,969			137,908

Fed Funds Purchased and Repurchase Agreements		203			713			398			292			534
Other Liabilities		898			792			896			690			559

Total liabilities		147,608			147,871			144,749			131,951			139,001

Shareholders' Equity Actual		18,368			18,025			17,667			17,306			16,715
Unrealized Gain - AFS		856			1,045			1,100			834			530
Total Equity		19,224			19,070			18,767			18,140			17,245


	Quarter Ending
NONPERFORMING ASSETS	March 31, 2012			Dec 31, 2011			Sept. 30, 2011			June 30, 2011			March 31, 2011

Nonaccrual loans	$	221		$	653		$	735		$	850		$	488
Restructured loans	$	0		$	0		$	0		$	0		$	0
Other real estate & foreclosed assets	$	0		$	0		$	0		$	0		$	0
Accruing loans past due 90 days or more	$	0		$	0		$	0		$	0		$	0
Total nonperforming assets	$	221		$	653		$	735		$	850		$	488

Accruing loans past due 30-89 days	$	0		$	0		$	0		$	0		$	0

Total nonperforming assets as a percentageof loans and foreclosed assets		0.26	%		0.80	%		0.96	%		1.12	%		0.68	%


TRINITY BANK N.A.
(Unaudited)
(Dollars in thousands, except per share data)

	Quarter Ending
ALLOWANCE FOR LOAN LOSSES	March 31, 2012			Dec 31, 2011			Sept. 30, 2011			June 30, 2011			March 31, 2011

Balance at beginning of period	$	1,371		$	1,371		$	1,371		$	1,371		$	1,371
Loans charged off		0			0			0			0			0
Loan recoveries		0			0			0			0			0
Net (charge-offs) recoveries		0			0			0			0			0
Provision for loan losses		0			0			0			0			0
Balance at end of period	$	1,371		$	1,371		$	1,371		$	1,371		$	1,371

Allowance for loan losses as a percentage of total loans		1.62	%		1.69	%		1.80	%		1.80	%		1.92	%
Allowance for loan losses as a percentage of nonperforming loans		620.36	%		209.95	%		186.53	%		186.53	%		280.94	%
Net charge-offs (recoveries) as apercentage of average loans		N/A			N/A			N/A			N/A			N/A
Provision for loan lossesas a percentage of average loans		N/A			N/A			N/A			N/A			N/A


	Quarter Ending
SELECTED RATIOS	March 31, 2012			Dec 31, 2011			Sept. 30, 2011			June 30, 2011			March 31, 2011

Return on average assets (annualized)		1.52	%		1.45	%		1.50	%		1.46	%		1.42	%

Return on average equity (annualized)		12.79	%		12.95	%		12.61	%		12.62	%		12.70	%

Return on average equity (excluding unrealized gain on investments)		13.56	%		13.62	%		13.26	%		13.11	%		12.90	%

Average shareholders' equity to average assets		11.86	%		11.23	%		11.92	%		11.59	%		11.21	%

Yield on earning assets (tax equivalent)		4.14	%		4.05	%		4.26	%		4.24	%		4.27	%

Cost of interest bearing funds		0.57	%		0.70	%		0.76	%		0.80	%		0.82	%

Net interest margin (tax equivalent)		3.73	%		3.56	%		3.72	%		3.64	%		3.65	%

Efficiency ratio (tax equivalent)		40.71			40.55			43.42			42.29			45.45

End of period book value per common share		18.20			18.05			17.60			17.51			16.16

End of period book value (excluding unrealized gain on investments)		17.39			17.07			16.57			16.48			15.67

End of period common shares outstanding		1,056			1,056			1,066			1,072			1,067


	TRINITY BANK N.A.
	(Unaudited)
	(Dollars in thousands, except per share data)

	3 Months Ending
	March 31, 2012								March 31, 2011

YIELD ANALYSIS	Average Balance			Interest	Yield		Tax Equivalent Yield		Average Balance			Interest	Yield		Tax Equivalent Yield

Interest Earning Assets:
Short term investment		18,495		23	0.50	%	0.50	%		17,742		36	0.81	%	0.81	%
Investment securities		16,116		175	4.34	%	4.34	%		22,938		246	4.29	%	4.29	%
Tax Free securities		41,335		252	2.44	%	3.51	%		33,746		245	2.90	%	4.18	%
Loans		81,136		1,064	5.25	%	5.25	%		71,103		947	5.33	%	5.33	%

Total Interest Earning Assets		157,082		1,514	3.86	%	4.14	%		145,529		1,474	4.05	%	4.27	%

Noninterest Earning Assets:
Cash and due from banks		3,439								3,260
Other assets		4,605								3,983
Allowance for loan losses		(1,371	)							(1,371	)

Total Noninterest Earning Assets		6,673								5,872

Total Assets	$	163,755							$	151,401

Interest Bearing Liabilities:
Transaction and Money Market accounts		84,343		108	0.51	%	0.51	%		78,422		142	0.72	%	0.72	%
Certificates and other time deposits		28,920		52	0.72	%	0.72	%		30,732		83	1.08	%	1.08	%
Other borrowings		450		1	0.89	%	0.89	%		582		1	0.69	%	0.69	%

Total Interest Bearing Liabilities		113,713		161	0.57	%	0.57	%		109,736		226	0.82	%	0.82	%

Noninterest Bearing Liabilities
Demand deposits		29,804								24,123
Other liabilities		822								570
Shareholders' Equity		19,416								16,972

Total Liabilities and Shareholders Equity	$	163,755							$	151,401

Net Interest Income and Spread				1,353	3.29	%	3.57	%				1,248	3.23	%	3.45	%

Net Interest Margin					3.44	%	3.73	%					3.43	%	3.65	%


TRINITY BANK N.A.
(Unaudited)
(Dollars in thousands, except per share data)

		March 31 2012			%		March 31 2011			%
LOAN PORTFOLIO

Commercial and industrial			42,633		50.27	%		32,364		45.40	%
Real estate:
	Commercial		15,786		18.61	%		13,547		19.00	%
	Residential		16,584		19.55	%		13,328		18.70	%
	Construction and development		7,712		9.09	%		10,431		14.63	%
Consumer			2,093		2.47	%		1,617		2.27	%

Total loans (gross)			84,808		100.00	%		71,287		100.00	%

Unearned discounts			0		0.00	%		0		0.00	%

Total loans (net)			84,808		100.00	%		71,287		100.00	%


		March 31					March 31
		2012					2011
REGULATORY CAPITAL DATA
Tier 1 Capital		$	18,369				$	16,716
Total Capital (Tier 1 + Tier 2)		$	19,722				$	17,953
Total Risk-Adjusted Assets		$	108,247				$	98,788
Tier 1 Ratio			16.97	%				16.92	%
Total Capital Ratio			18.22	%				18.17	%
Tier 1 Leverage Ratio			11.24	%				11.06	%

OTHER DATA
Full Time Equivalent
	Employees (FTE's)		14					14

Stock Price Range
	(For the Three Months Ended):
	High	$	27.25				$	25.50
	Low	$	25.50				$	24.10
	Close	$	27.25				$	25.50

For information contact:
Richard Burt
Executive Vice President
Trinity Bank
817-763-9966